Terms and Conditions
P.O. Box 2092
Denver, CO 80201
Sections of this Policy
- Terms and Use Agreement
- Security Policy
- How our Service Works
- Links to Third Party Sites
- Copyright and Trademark Notices
- Errors and Delays
2. Security Policy
Your privacy is very important to us. We understand that you entrust us with your private information to help us match you with an insurance agent (we refer to all of these as “Agents”) who can meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will Insurance4usa.com sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating agents or other parties involved in your transaction, or as may be required by law or court order. Insurance4usa.com utilizes the following security measures to protect your data in transmissions between you, Insurance4usa.com, our agent network, and our third party agent networks:
- Personal Information is collected only through secured browser connections
These security measures help prevent unauthorized access and maintain data security. No transmission of data over the Internet, however, is guaranteed to be completely secure; information can be unlawfully intercepted by other parties. Although Insurance4usa.com takes your privacy very seriously, we cannot guarantee the safety of your information.
3. How our Service Works
Insurance4usa.com is an online marketplace that directly connects consumers with qualified Insurance4usa.com agents across a variety of insurance policy types. Insurance4usa.com is not an insurance agency and does not provide quotes directly to consumers. Rather, Insurance4usa.com is a free matching service that instantly connects you with our network of Insurance4usa.com agents.
After you submit your quote request via our web site, Insurance4usa.com immediately matches you to local and national agents who can meet your insurance needs. We create this connection by emailing you the list of matching agents and their contact information as well as passing your information to the agents. Your matching agents will use the information you provided in your quote request to provide you with a quote. Sometimes, Insurance4usa.com does not have a matching agent based on your location and insurance needs. In this event, your information may be passed to one of our third party agent networks to ensure that you receive as many competitive quotes as possible.
Insurance4usa.com does not charge a fee to use our service. Insurance4usa.com is paid a fee by the insurance agents who purchase leads through our service. Insurance4usa.com is not an agent of you or the insurance agents; we do not recommend any particular insurance agent or type of insurance. Use your own judgment in choosing an insurance agent and policy. We cannot guarantee that you will receive quotes.
By submitting a quote request, you authorize Insurance4usa.com to provide your information to insurance agents, both local and national. You also authorize Insurance4usa.com to provide your information to one of our third party agent networks in the event that our primary agent network has few or no agents in your zip code. You authorize these agent networks to share your information with their vendors, suppliers, and insurance carriers in order to generate information for your quotes. By submitting a quote request, you acknowledge that Insurance4usa.com’s service requires you to agree that Insurance4usa.com will obtain a consumer report or credit score from a consumer reporting agency (also known as a credit bureau) and that Insurance4usa.com does not have the right to obtain a consumer report or credit score without your written instruction which you are granting by clicking the submit button. Accordingly, by submitting a quote request you instruct consumer reporting agencies to provide a consumer report or credit score on you to Insurance4usa.com within a reasonable time from the time you submit information to Insurance4usa.com. Insurance4usa.com will obtain this credit information for its sole use and will not share this information with any other party, including insurance carriers, but insurance carriers may elect to obtain credit information on their own in connection with the quoting and underwriting of the requested insurance. Where permitted by law, some insurance companies or their agents may confirm your information, through the use of consumer reports, which may include credit score and driving record.
Insurance4usa.com does not intentionally target anyone under the age of 16. Our sites and services are not directed toward people under the age of 16, nor do we knowingly collect information from Minors.
5. Links to Third Party Web sites
Insurance4usa.com’s web sites may contain links to other sites. These links are provided for your convenience but note that Insurance4usa.com’s hosting of these links is not an endorsement of any particular company. Be aware that Insurance4usa.com is not responsible for the privacy practices of other sites; we encourage you to thoroughly read the privacy policies of third party sites linked from Insurance4usa.com.com to ensure that you are comfortable with their practices.
6. Copyright and Trademark Notices
All contents of this web site are: Copyright 2007 Insurance4usa.com.com, Inc. and/or its suppliers and participating agents, P.O. Box 2092, Denver, CO 80201. All rights reserved.
Insurance4usa.com intends that the information contained on our web site is accurate and reliable; even so, errors can sometimes occur. We reserve the right to make changes and/or additions to this web site or the information contained on this web site at any time.
8. Errors and Delays
Insurance4usa.com is not responsible for errors or delays in matching your quote request with qualified agents if personal information such as email address and phone number are not entered correctly. We are also not responsible for any quotes agents may generate that are the result of incorrectly entered quote request information.