Student health insurance

Many health insurance policies today provide coverage for your college student until they either graduate college or until a certain age. But what about the college students that are no longer covered? They may no longer be covered under a parent’s insurance policy or their school is outside the HMO or PPO region. This is where student health insurance is a good idea.

Active students are at higher risk for injury, and a virus can sweep through a college dorm in no time at all. Fortunately student health insurance is very affordable for a college student on a budget.

A traditional insurance company may offer student health insurance, which would offer more coverage but at a higher premium. Or the school may offer a standard college student package. Most schools do offer this, which is good because the premium is less but so is the coverage.

A student health insurance policy may be better suited for a college student over an individual insurance plan for the following reasons:

• Lower premiums.
• Reasonable deductibles.
• Most travel with the student if they change schools.
• Usually cover the student year round.
• Students can choose the plan that fits their need.
• Students can choose their own doctors.
• Prescriptions are usually covered.

limitations to student health insurance:

• No dental or vision.
• Routine exams are not covered.
• No preventative care.
• Usually no birth control.

Every student health insurance policy is different. Most college’s today do require students to have some sort of health insurance policy.

You can complete a student health insurance quote at:

• eHealthInsurance.com

Click here for a family health insurance plan that would also cover your student/child

Related Topic: Property Insurance for your College Student