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Main > Learning Center > Life Insurance Quote

Life Insurance Quote

Life insurance quote web sites are very similar. So are consumers. A recent survey found consumers most wanted to get the right amount of life insurance and work with an agent they trust. Insurance4usa.com works with over 1,500 insurance agents who'll help you get the right amount of insurance and earn your trust.

Our agent partners represent the best life insurance companies in the business. You'll get up to 3 competitive life insurance quotes, be able to comparison shop rates, service, and life insurance product choices (term, whole life, variable life, universal life, etc.).

FOR A FREE LIFE INSURANCE QUOTE

Why submit a life insurance quote now?

  • Since August 2000, Insurance4usa.com has helped generate well over 100,000 life insurance quotes for consumers nationwide. Our experience tells us that consumers are using life insurance to protect their families. Life insurance replaces income lost by the death of a spouse.
  • Consumers complete our life insurance quote form because of a pregnancy, adoption, home purchase, increased income, etc.
  • Life insurance is less expensive for healthy young adults. Our free life insurance quote form takes less than 2 minutes to complete. Our experienced agent partners can give you the rate and information you'll need to make a wise decision.

How much life insurance do you need?

'Experts' say you'll need roughly 10 times your annual income in life insurance. If you are married, we have found 10 times to be fairly accurate. If you are single, 10 times may be too much unless you have a family history of health problems.

What should you look for?

Look for a product that suits your needs. Whole life insurance products are designed to protect you for your 'whole life.' Term life insurance is designed to protect you for a limited number of years.

What should you think about?

Term insurance policies can carry a conversion feature which allows you to convert the term policy to a whole life policy. This provision may be necessary if you think you only need term but, later on, life circumstances require a need for life insurance for the rest of your life.

If you have a family history of medical problems, you may want to get some life insurance now while it's affordable.

Shop around to get the best deal.

FOR A FREE LIFE INSURANCE QUOTE

 

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