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Insurance

Insurance, as defined in the dictionary, is the act of being insured. Protected might be a better word. Either way, insurance is an important part of our lives.

Insurance4usa.com works with more than 1,500 insurance agents ready to help you with a wide variety of products. These include car, home, life, health, business, group health, long term care, disability insurance, annuities, life settlements, and more. Our goal is to connect you with up to 3 local agents in your area and let you comparison shop for the best price. Our process has helped over 1,000,000 consumers find insurance since 1999.

Why Local agents?
Local insurance agents have reputations to protect. Their success is built on satisfied customers who tell friends. 1-800 insurance companies offer telephone assistance. Local agents offer face to face assistance. You'll have a relationship with your local agent and his/her staff. Many times, your local agent will come and see you. Now that's service.

Why Comparison shop?
Most people understand the idea of getting 3 quotes. Getting multiple insurance quotes allows you to compare which one is best. Similar insurance products can vary hundreds of dollars (per year) from insurance company to insurance company. Our forms send your insurance quote request to up to 3 local agents. You only need to answer the questions once instead of calling around and doing it 3 times. Insurance4usa.com saves time and money.

United States Insurance Statistics:

Car Insurance

According to the Insurance Information Institute, americans will spend an average of $898 on car insurance this year.
165,000,000 cars are insured nationwide. 14% of cars are uninsured.

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Life Insurance

Experts say you should have roughly 10 times your income in life insurance.
Buy life insurance based on how long you'll need it.
Buy life insurance when you are young and healthy.

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Health Insurance

Over 40,000,000 american don't have health insurance. Two-Thirds of americans get their insurance from their employers. Of those uninsured, most are unemployed, self-employed, or working for a small company.
On average, employers pick up roughly 70% of the cost of insurance. Last year, according to CNN Money, the employee paid portion of a family health insurance plan was just over $2,400.

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Home Insurance

According to the Insurance Information Institute, homeowners spend an average of $615 on their property insurance.
More than 8% of homeowners don't have insurance.
According to statistics, 32% of home insurance claims are a result of fires, 21% wind and hail, 21% Water/Ice damage, and 12% for theft.

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