Auto Insurance Concerns

The goal of the following article is to address the most common concerns that drivers have regarding auto insurance. It will not help you to get the best rate (we adddress that in our car insurance article), but it should shed some light on frequent questions that policyholders have when they experience an event that could impact their insurance rates.

To make this an easy read, I will lay this out in a question and answer format.

Q: I was in an accident that was not my fault. What will that do to my auto insurance?
A:

Q: I was involved in an accident that was entirely my fault. How will this affect my insurance rate?
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Q: I received a speeding ticket, how will that affect my insurance rate?
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Q: My car was broken into, will that cause my rates to go up?
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Q: I have a clean driving record and have never filed a claim, yet my insurance rates keep going up. Why am I being penalized if I have never filed a claim?
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Q: My car was hit while in a parking lot. I filed a claim for the damage. Will I be surcharged for filing this claim?
A:

FOR AN AUTO INSURANCE QUOTE