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Let your health insurance carrier know if you take a trip to the emergency room.

Planning a trip to the emergency room? Let?s hope not. Did you know, most insurance plans require you to inform them, within 24-48 hours, of a trip to the emergency room? Trips to the emergency room range from the not to serious (sprained ankles) to very serious (heart attacks). Regardless of the reason, make sure you consult your policy or ask your agent about some of the rules your insurance company has about filing claims or unplanned trips to the emergency room. Your agent should be able to show you the area of the policy that refers to health insurance claim and notification procedures.

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