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Take a home inventory before a loss occurs.

If you want to take an inventory of your home, here are some helpful hints.

First, walk through and videotape each room. As you videotape, make comments about where you bought certain items, how much they may have cost, etc.

Next, take pictures of jewelry, and other valuables. On the back of each picture, write what the item is, where it was purchased, and how much it cost.

Finally, set aside a file folder of receipts, or copies of receipts, for items of significant value, which may be hard to prove if lost, stolen, or ruined by fire.

Once you have established an inventory, store it somewhere other than your home. This way, in case of a fire or other disaster, your inventory resources will be safe and you can avoid unnecessary frustration with the insurance company.

Related articles:
Taking a Home Inventory
Home inventory record (from TheHartford.com)