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As with your credit score, be sure your driving record is accurate.

Is your driving record accurate? There are several ways to get a copy of your driving record. First, you can ask an insurance agent for a copy. Most agents have to run your driving record in order to qualify you for insurance. If they are unable to provide one for you, your local department of motor vehicles can provide one for you.

There are many web sites that offer your driving record for a fee. drivingrecord.org is a good place to start. In addition, most state department of motor vehicle (DMV) websites offer the ability to obtain a copy of your driving record. The cost will usually run you between $10-$30.

Finding and correcting mistakes on your report can save you hundreds of dollars in insurance premium.

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» Be a safe driver to lower your insurance costs.

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