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Insurance Tips

We have compiled a number of insurance tips that should help to give you a brief insurance education. Each tip is a couple of paragraphs in length. Your total time invested should not be more than 10 minutes. Detailed information can be found in our insurance learning center.

General Insurance Tips:

• Multiple policies with the same company often receive a discounted rate.
• Does it make sense to have all your policies with one company?
• Research an insurance company before you buy a policy.
• Consider a combined policy.
• Review your insurance annually.
• Pay your insurance premium on time.
• How does your credit affect your insurance?
• A local insurance agent, or large national company?
• Uninsured / Underinsured motorist coverage is important.
• Consider a long term care policy.

Auto Insurance Tips:

• Have you taken a safe driving class?
• Ask your insurance agent about all discounts available.
• Research your insurance cost before buying a new car.
• What factors does a company consider when calculating car insurance?
• Do you have gap insurance coverage?
• Insurance companies spend a great deal paying insurance claims.
• Be a safe driver to lower your insurance costs.
• As with your credit score, be sure your driving record is accurate.
• Car insurance tips to remember.
• It is possible to change companies before your renewal.
• Steps to follow if you are in an accident.

Property and Homeowner Insurance Tips

• Dogs. Having an impact on your home insurance.
• Is your home insured to the proper value?
• Parts of a homeowners insurance policy.
• Homeowners policies offer riders for special coverage.
• Can you go without homeowner's insurance?
• Take a home inventory before a loss occurs.
• Don't assume you have the proper coverage. Discuss limitations with your company
• Factors that impact home insurance rates.
• Non-renewal or cancellation, what is the difference.
• Can I pay property insurance premium for someone else?

Life Insurance Tips:

• Life insurance coverage amounts recommended.
• Beneficiaries of life insurance. Why do I need a primary and contingent?
• Whole life and term life differences.
• When is the best time to buy life insurance. Here is the answer.
• Why are life insurance rates so much higher for somkers?
• Shop around for the best life insurance rates.
• Are you sure your beneficiaries are accurate on your life insurance?
• What does insurable interest mean?
• When should you purchase life insurance?
• What is a 1035 exchange?
• Should life insurance be a fixed expense in my situation?
• What is probate with regard to life insurance?

Health Insurance Tips:

• The three types of health insurance plans.
• Do you need to carry maternity coverage?
• Don't expose yourself to bankruptcy, carry health insurance coverage.
• Three causes of death and how your health insurance can help to prevent them.
• Make sure your health insurance plans cover immunizations and take advantage.
• What to do if a health insurance claim is denied.
• Help to protect your financial future with health insurance.
• Health insurance and healthcare, not one in the same.
• A health plan in the U.S. is a benefit many countries don't have access to.
• Let your health insurance carrier know if you take a trip to the emergency room.